There is a peer to peer website that allows people to give each other loans. What is it called?

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I saw this on the news a long time ago and can’t remember what it is called. Basically, how it works is that if you need money for something, you create a profile and say why you need it, and then another user might loan you the money, and then you have to pay them back. So you can either be a lender or a borrower, and it is free. The website does not guarantee that you get your money back if you give a loan. So what is the name of the site? Thanks!

It’s called, that is the worst idea ever.